EV charging

How much does it cost to charge an electric car?

Charging cost is energy into the pack, divided by charging efficiency, multiplied by the price you actually pay per kWh — and the last term is the one that varies most.

Published 23 August 2026 · Published by SnapEnergyLab. Methodology and default assumptions are documented separately.

A woman plugging a charging connector into a white electric car on a home driveway at dusk, warm light from the open house door behind her

Quick answer

Cost is energy added to the pack ÷ charging efficiency × your price per kWh. Charging a 60 kWh car from 20% to 80% at home costs about $7.20 at $0.18/kWh, and about $13.60 at $0.34/kWh. That is the whole answer — the only hard part is knowing your real rate.

Public charging is a different market with a different price structure: per-kWh tariffs, per-minute tariffs, session and idle fees, and subscription tiers that vary by operator and country. We do not publish a global “average public charging price”, because such a number would be wrong almost everywhere.

How to read the numbersSourced valueSite defaultCalculated resultIllustrative model
60 kWh pack, 20→80%, $0.18/kWh
$7.20
Calculated result
Full 60 kWh charge, $0.18/kWh
$12.00
Calculated result
Mid-size car per 100 km
$3.40
Calculated result
Assumed AC charging loss
10%
Site default

The formula

  1. energy into pack (kWh) = battery capacity × (target SoC − start SoC)
  2. energy at the meter = energy into pack ÷ charging efficiency
  3. cost = energy at the meter × price per kWh
  4. 60 kWh × (0.80 − 0.20) = 36.0 kWh into the pack
  5. 36.0 ÷ 0.90 = 40.0 kWh at the meter
  6. 40.0 × 0.18 = $7.20

Your meter counts the energy that leaves the wall, not the energy that reaches the battery. Skipping the efficiency step understates every home charging cost by roughly a tenth.

Home charging cost by battery size and electricity price

The table shows a 20→80% charge — the everyday case, 60% of the pack — with 10% AC charging losses included. Multiply by 1.67 for a notional empty-to-full charge.

Cost of a 20 to 80 percent home charge by battery capacity and electricity price, including 10 percent charging losses
Battery capacityEnergy at the meter$0.12/kWh$0.18/kWh$0.25/kWh$0.34/kWh
40 kWh26.7 kWh$3.20$4.80$6.67$9.07
60 kWh40.0 kWh$4.80$7.20$10.00$13.60
77 kWh51.3 kWh$6.16$9.24$12.83$17.45
100 kWh66.7 kWh$8.00$12.00$16.67$22.67

Why the price you pay per kWh is not the price you pay per kWh

Charging at home is roughly 85–93% efficient. The onboard charger converts AC to DC and loses a little as heat, the pack’s internal resistance loses a little more, and thermal management runs while the car is plugged in. At 90% efficiency, a $0.18/kWh tariff delivers energy to the battery at an effective $0.200 per kWh stored.

Slow charging is proportionally worse, because the fixed overheads (electronics, pumps, cabin and battery conditioning) run for longer against a smaller energy flow. A 2.3 kW domestic socket can lose noticeably more than a well-matched wallbox delivering the same kWh in a third of the time.

Your tariff has structure too. Standing charges, network fees and taxes mean the effective per-kWh figure on your bill is usually above the headline unit rate, and a time-of-use plan can halve or double the cost of the same charge depending on when it happens.

Worked example: a month of home charging

  1. Distance driven1,200 km per monthYour input
  2. Vehicle efficiency17 kWh/100 kmYour input
  3. Energy into the pack1,200 ÷ 100 × 17 = 204 kWhCalculated result
  4. Energy at the meter (90%)204 ÷ 0.90 = 226.7 kWhCalculated result
  5. Overnight tariff$0.12/kWhYour input
  6. Monthly cost226.7 × 0.12 = $27.20Calculated result
  7. Same distance at $0.34/kWh226.7 × 0.34 = $77.07Calculated result
Cost per 100 km on the overnight tariff$2.27

Cost per 100 km and per mile

Cost per distance is the number that compares with a petrol or diesel car, and it needs only two inputs: consumption and price. The chart uses $0.18/kWh with 10% charging losses; scale linearly for your own rate — double the price, double the bar.

Home charging cost per 100 km by vehicle class$0.00$2.00$4.00Small hatchbackMid-size saloonCompact SUVLarge SUV / pickupCost per 100 km ($)
Illustrative vehicle classes at $0.18/kWh including 10% AC charging losses. Consumption figures are typical real-world bands, not manufacturer ratings; cold weather and motorway speeds push every bar up.
Show the plotted values
PeriodCost per 100 km ($)
Small hatchback$2.80
Mid-size saloon$3.40
Compact SUV$4.00
Large SUV / pickup$5.00
Cost per 100 kilometres and per mile by vehicle class and electricity price
Vehicle classConsumption$0.12/kWh$0.18/kWh$0.34/kWhPer mile at $0.18
Small hatchback14 kWh/100 km$1.87$2.80$5.29$0.045
Mid-size saloon17 kWh/100 km$2.27$3.40$6.42$0.055
Compact SUV20 kWh/100 km$2.67$4.00$7.56$0.064
Large SUV / pickup25 kWh/100 km$3.33$5.00$9.44$0.080

Public charging is a separate question

Home charging cost is arithmetic. Public charging cost is a commercial tariff, and the structures differ enough that averaging them produces a meaningless number. What you can do is identify which structure you are paying under before you plug in.

Per-kWh tariffs

The cleanest case: the same formula as at home, with the operator’s price replacing yours. DC losses are lower than AC (the conversion happens in the charger, not the car), but you are billed at the charger’s meter, so a small delivery loss still sits between you and the pack.

Per-minute tariffs

Here your cost depends on how fast your car actually charges. A vehicle that peaks at 50 kW pays roughly three times as much per kWh as one peaking at 150 kW on the same post — and the taper above 80% makes the final percent extremely expensive. Where per-minute pricing applies, stopping earlier is a direct saving.

Session, connection and idle fees

Fixed fees dominate small top-ups: a $1 session fee on a 10 kWh charge adds $0.10/kWh. Idle fees charge for occupying the bay after charging completes.

Subscriptions

A monthly fee that lowers the per-kWh rate only pays back above a break-even volume. Divide the subscription cost by the per-kWh discount to get the kWh per month you must charge before it is worth having.

Calculate the cost for your own car and tariff

Enter battery size, start and target state of charge, your electricity price and your car’s efficiency. The calculator separates energy into the pack from energy at the meter and reports cost per charge, per distance and per month.

Open the EV charging cost calculator

Four things that actually reduce the number

1. Charge on the cheapest tariff window. A time-of-use or dedicated EV rate is the single largest lever, and it costs nothing but a schedule in the car or the wallbox.

2. Charge at home where you can. Even an expensive residential tariff usually undercuts public rapid charging, which prices in hardware, grid connection and site costs.

3. Use a properly matched wallbox rather than a domestic socket. Higher power means fewer hours of fixed overhead per kWh delivered, so slightly less energy is wasted.

4. Precondition while plugged in. Heating the cabin and battery on grid power rather than pack energy moves that consumption to your cheapest rate and preserves range.

Assumptions and limitations

  • All costs assume 10% AC charging loss. Real efficiency ranges roughly 85–93%, and is worse on a low-power domestic socket and in cold weather.
  • Electricity prices shown are illustrative bands chosen to bracket common residential tariffs, not measurements of any specific market or supplier.
  • Vehicle consumption figures are typical real-world bands by class. Individual models vary widely, and winter motorway driving can add 20–40%.
  • Standing charges, network fees and taxes are not included in the per-kWh prices; your effective rate on the bill is usually higher than the unit rate.
  • Public charging costs are described structurally rather than numerically because operator tariffs vary by country, network and site.
  • Battery degradation, charging to 100% for balancing, and vehicle-to-home export are outside the scope of this article.

Sources

  1. Average price of electricity to ultimate customers by end-use sectorUS Energy Information Administration

    Supports: Residential electricity prices vary by state and season, which is why this article asks for your rate rather than assuming a national average.

  2. Charging behaviour and efficiency of light-duty electric vehiclesIdaho National Laboratory, US Department of Energy

    Supports: Measured AC charging efficiency in the high-80s to low-90s percent, used for the 10% loss assumption.

  3. Fuel economy and energy consumption ratings for electric vehiclesUS Environmental Protection Agency / fueleconomy.gov

    Supports: The kWh per 100 miles / 100 km efficiency bands used for the cost-per-distance table.